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  • Your Relationship & Money

    Whether moving in with someone or combining finances, it is smart to go into love and money matters with your eyes open and talk with your new partner in detail about your money philosophy. Most people hate talking about money, it is one of the top three things that both married & de facto...

     

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  • Your Relationship Philosophy

    Talking to your partner about money is important, even more so if you have different spending and saving styles. There are four crucial issues that couples should discuss to ensure your relationship & money philosophy’s align. These conversations are often not easy for many reasons. We have...

     

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  • Opting In Or Out?

    If you're making joint decisions and sharing your finances as a couple, you need to be very clear about your intentions. We suggest having defined roles that each of you agrees to and a fall back position in the event of a relationship break down. Here are just some of the things you will need to...

     

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Sharing Costs

Sharing costs as a couple is part of building a future together. Things can get complicated if one partner earns more than the other partner or of one partner is less certain of the longevity of the relationship. Living on one partners wage & banking the other partners wage is common but what...

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Planning For A Shared Future

We get it! It’s an exciting time! You have discussed money and financial decision making with your partner. Now you both want to get on with building a life together & planning a future...

Sharing Money

Don't be blinded by love, be aware of how much money is coming in and going out. Having open dialogue with your partner about the financial makeup of your relationship is a just one building block....

Getting informed

As your relationship develops you will become more aware of the differences between how you & your partner handle money. Every relationship has what we call “turning points” and unfortunately...

Putting Yourself First

Discussing money is always difficult. Often one partner has more assets or earns more money than another partner. If you are not able to contribute as much as your partner you may feel disadvantaged...

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How To Handle Existing Assets

In many relationships one party comes to the relationship with more wealth than the other. Wealth can include property owned by one party before the relationship commenced, a business,...

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Joint Finances

Love and money don’t always co-exist peacefully. Joint accounts are a big decision and not to be undertaken lightly. In an age of high relationship breakdown rates it can be quite scary to consider merging one’s finances completely....

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Inherited Debt

Sexually transmitted debt can arise in a relationship in a number of contexts, for example, if you guarantee your partner's business loan. In the...

Living Together

So you are thinking about moving in with your partner. It is a beautiful time in a relationship and a great time to set strong financial foundations....

Renting Property Together

Sometimes it is easier to have your partner move into your existing home. Sometimes it is better to start off in a new, neutral space where you can establish your boundaries and routines from scratch. Most importantly you need to have your name on the lease (if the property is rented), or the...

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Buying Property Together

When it comes to property, the law has different rules for married and unmarried couples. There are courts and legislation set up to deal with marital assets, but for unmarried couples, the situation...

About Cohabitation Agreements

A “cohabitation agreement” is legally known as a section 90UB Binding Financial Agreement. There are different types of binding financial agreements although a “cohabitation agreement” refers...

Discussing BFA’ s

If you are considering entering into a BFA with your partner you will need to start by having an open and honest conversation with your partner about your relationship & the reasons why a BFA...

Exit Strategy

This is incredibly important and often a difficult topic to broach for de facto couples especially if you are just starting out and moving in together. Pre-Nuptial Agreements or Binding Financial Agreements are a great way to build an exit strategy should things sour in your relationship. Keep in mind that they are not always easy to negotiate. The most important thing is that you & your partner talk honestly about the “what if’s” in the event of a relationship breakdown.

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